PayPal's currency conversation rates are expensive.PayPal charges a surcharge to send money to friends or family using a credit card.PayPal charges a surcharge to send money to friends or family outside of the country. For example, there's no fee when you send $500 to your son while he is at school, or give $75 to your paintball club online. If you use your bank account or PayPal balance to send money, and the receiver is not a registered seller at PayPal, then there is no fee to send or receive funds. PayPal sometimes charges to send money to friends or family members.Using a special surcharge formula, PayPal bills sellers when they receive a payment from a buyer. PayPal charges sellers of goods a 30-cent fee plus a percentage surcharge to receive money. PayPal only charges an account when it receives funds.PayPal does not charge buyers to send money. The funds are withdrawn from the user's credit card or bank account, or both.
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